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Illness
Do you need help quickly in a medical emergency? Or do you need assistance
with a difficult life situation? Here you will find information about services and
contact people for everything from doctors’ visits to emergency rescue to addiction
counselling.
Have you received a pension as total compensation following an accident at work, a commuting accident or an occupational illness and the period to which it related has expired? Then you can apply for a pension again under certain conditions.
If you are unable to work due to your child's illness, you can receive child sickness benefit from your statutory health insurance fund. Under certain conditions, you can transfer the child sickness benefit days to your partner.
If you have statutory health insurance, you can insure your children and your spouse or partner free of charge under certain conditions. You submit the application to your statutory health insurance fund.
You can receive benefits from the Landwirtschaftliche Berufsgenossenschaft (LBG) for farm and household assistance if you are unable to work or require inpatient treatment as a result of an accident at work or an occupational disease.
You can receive benefits from the Agricultural Health Insurance Fund (LKK) for company and household help (BHH) if you are absent due to illness, hospital treatment, preventive or rehabilitation treatment by the LKK or due to pregnancy and maternity leave.
Are you absent, for example due to incapacity for work, medical preventive or rehabilitation measures or because you are pregnant? Then you can apply for benefits from the Agricultural Pension Fund for company and household help.
You are entitled to motor vehicle assistance if you are dependent on the use of a motor vehicle on a more than temporary basis due to the nature or severity of your health impairment.
Do you belong to a group of people who are not automatically covered by statutory health insurance? Then you can be insured as a voluntary member of a statutory health insurance fund.
Under certain conditions, statutory health insurance companies cover the costs of medically necessary orthodontic treatment for children and adolescents. You can have your own contribution reimbursed by your health insurance provider after treatment.
People who suffer from a serious, incurable and advanced illness and only have a short life expectancy can, under certain conditions, make use of outpatient or inpatient hospice services.
You can receive an aftercare benefit from the pension insurance fund if your attending physician at the rehabilitation facility determines the need for aftercare at the end of your medical rehabilitation.
If your glasses, prosthesis or other aid is damaged in an accident at work, on the way to work or at school, statutory accident insurance will cover the damage by paying the costs of repair or replacement.
In the event of an accident at work or a recognized occupational illness, you can submit receipts for the costs of remedies to be covered by statutory accident insurance.
If you have paid too much for your statutory health insurance and long-term care insurance, you can apply for a refund from your health insurance fund.
If your glasses, prosthesis or other aid is damaged in an accident at work, the agricultural employers' liability insurance association will pay for it.
Have you had a serious physical or mental illness or an accident and don't know if and when you will be able to work again? Your health insurance fund will cover the costs of stress testing and work therapy if no other social insurance provider is responsible.
If your earning capacity is reduced by 40 percent or more, you can apply for a lump sum as compensation for a period of 10 years instead of an accident pension
If you have suffered a military service injury during your time in the Bundeswehr, you may be entitled to compensation. After leaving military service, pension benefits can be granted upon application.
If you need qualified nursing care at home due to an illness, you can apply for home nursing care from your statutory health insurance provider. You will need a doctor's prescription for this.
If you are temporarily unable to manage your household on your own due to serious illness, a cure or during a stay in hospital, you are entitled to household help under certain conditions. You can apply for this from your statutory health insurance fund.
Even if you are self-employed, you can insure yourself at the general contribution rate with statutory sickness benefit entitlement from the 7th week, just like employees subject to compulsory insurance. To do this, you must submit a declaration of choice to your health insurance fund.
If your private caregiver is unable to care for you due to vacation or illness, your care insurance fund will pay the costs of a replacement in certain cases.
If you receive rehabilitation benefits from the pension insurance fund and your entitlement to continued payment of wages or remuneration ends, you may be entitled to transitional allowance.
As a person with disabilities, you can receive a transitional allowance to cover your living costs if you are taking part in certain training measures.
If you require treatment as a result of an accident at work or commuting accident or a recognized occupational disease, your employer's liability insurance association or accident insurance fund will cover the costs of medicines and dressings for medical treatment.
If your equal social participation is at risk as a result of an accident at work or commuting accident or a recognized occupational disease, you can receive benefits for social participation.
If you become in need of care as a result of an accident at work, a commuting accident or an occupational illness, you can receive care allowance and other benefits from the statutory accident insurance.
Buying medicines in another EU country
If you need to buy prescription medicines from a pharmacy in another EU country, you should check in advance that your prescription fro...
Here you will find information on health insurance regulations for short or long stays in another Member State as well as your rights and obligations with regard to the European Health Insurance Card.
You will receive home nursing care from your employer's liability insurance association or accident insurance fund to replace or shorten a stay in hospital.
Have you suffered long-term damage to your health as a result of an accident at work, an accident on the way to work or an occupational disease, so that you need housing suitable for the disabled? Then you can receive housing assistance from the statutory accident insurance.
Do you need medical treatment for the first time due to an accident at work or commuting accident or a recognized occupational disease? Then the statutory accident insurance will cover the costs.
Do you need medical or dental treatment due to an accident at work or an occupational disease? Then the statutory accident insurance will cover the costs.
When it comes to health, there are two important telephone numbers in Germany, firstly 112 for emergencies and secondly 116 117 for the medical on-call service. You can find out which number is the right one in which case here.
If you are working and the first impairments or complaints appear, German Pension Insurance offers you a free training program with elements on exercise, nutrition and stress management.
You can access psychotherapeutic services after an accident at work or occupational illness via the psychotherapist procedure of the statutory accident insurance.
Even if you have received a settlement in the course of remarriage, you can again receive a survivor's pension from statutory accident insurance on application and under certain conditions.
Is your earning capacity limited due to an accident at work, an accident on the way to work or an occupational disease? If so, you may be entitled to an agricultural accident insurance pension under certain conditions.
If your earning capacity is reduced after an accident at work or due to an occupational illness, you will receive a pension from the statutory accident insurance.
If your clothing wears out after an accident at work, a commuting accident or due to an occupational illness, for example because you wear a prosthesis, you will receive compensation under certain conditions.
So that you can continue to run your household or look after your children after an insured event, the statutory accident insurance will support you financially or in organizing help under certain conditions.
If you work in the area of statutory health insurance and a service regulation applies to you, you can agree a partial reimbursement of costs. You then initially pay for medical services yourself and are reimbursed for your expenses under certain conditions.
If you are taking part in qualified measures for participation in working life (occupational rehabilitation) as a result of an accident at work or commuting accident or a recognized occupational disease and are not receiving a salary, you will receive a transitional allowance.
Has your child had an accident at kindergarten or school and therefore needs to be looked after by you at home? Then you can receive child injury benefit under certain conditions.
If you have indications that an occupational disease may be present, you have the option of reporting this to your employer's liability insurance association or accident insurance fund.
If a work, commuting or school accident has occurred in your company or institution, you must report it to your relevant employers' liability insurance association or accident insurance fund.
If you have helped in a dangerous situation, you can claim benefits from the statutory accident insurance as in the case of an accident at work and compensation for material damage.
Are you exposed to a risk at work that could lead to the development, aggravation or recurrence of an occupational disease? If so, you are entitled to preventive measures under certain conditions.
If you, as the marketing authorization holder of medicinal products, are obliged to create additional educational material for your product, you must submit this for national approval.
Do you need medical aids such as a wheelchair or glasses as part of rehabilitation due to the consequences of an accident at work or an occupational illness? Then the statutory accident insurance will cover the costs.
Did you provide your photo for the electronic health card (eGK) more than 10 years ago? Then your health insurance company may ask you to submit a new photo.
If you lodge a complaint about statutory social insurance institutions with the competent supervisory authority, it will investigate the conduct of the insurance institution for potential violations of the law as part of its legal supervision and work to rectify them.
You receive subsidies from your statutory health insurance for dentures. Only in exceptional cases will the health insurance fund cover the cost of implants. Insured persons with a low income may receive financial support.
If you have an accident at work or an occupational illness, the statutory accident insurance (DGUV) will use all appropriate means to enable you to return to work. Children and young people can also receive benefits in the event of an insured event.
