Pension

After receiving a lump-sum settlement, you may be eligible to receive a pension again from the statutory accident insurance program upon application and under certain conditions.

If you are raising a child on your own because your divorced spouse has died, you may be eligible for a child-rearing pension.

If you are recognized as a displaced person or a late repatriate, you should apply to have your pension insurance record reviewed so that your insurance periods abroad can be taken into account.

If you are no longer able to work due to illness or disability, you may be eligible for a disability pension in many cases.

If you are no longer able to work due to illness or disability, you may be eligible for a disability pension in many cases.

A serious illness may prevent you from working until you reach the regular retirement age. If you are affected, you can apply for a disability pension.

Build up private long-term care insurance in case you need long-term care.

Children who have lost one or both parents can apply for an orphan's pension.

If your earning capacity is reduced by 40 percent or more, you may, upon application, receive a lump-sum payment in lieu of the accident pension for a period of 10 years

If, for health reasons, you are no longer able to work in your current mining job, you may be eligible for a miners' pension under certain conditions.

If you have worked underground in the mining industry for a long time, you may, under certain conditions, apply for the old-age pension for miners with many years of underground service.

You can receive the standard old-age pension (regular old-age pension) upon application if you meet certain requirements.

If you would like to receive a standard old-age pension, you must submit an application.

If you are a retiree and have voluntary health insurance through a statutory health insurance fund or a private insurance company, you can apply to the German Pension Insurance for a subsidy toward your premiums.

If a spouse, divorced spouse, or parent is missing, the pension insurance agency can determine the presumed date of death. You can then receive the corresponding pension.

If you receive rehabilitation benefits from the pension insurance program and your entitlement to continued payment of wages or salary ends, you may be eligible for transitional benefits.

If your spouse or registered domestic partner dies, you may be eligible to receive a widow's or widower's pension in many cases.

As a surviving spouse, you may be eligible to receive a widow’s or widower’s pension from the Agricultural Pension Fund (LAK).

You can apply for an early old-age pension for spouses or domestic partners under certain conditions. 

Under certain conditions, you can apply for early retirement benefits for long-term insured individuals before reaching the regular retirement age. 

As a person with a particularly long insurance history, you may, under certain conditions, retire without any reduction in benefits before reaching the standard retirement age.

If you have been insured for many years, you may, under certain conditions, retire before reaching the standard retirement age, though your benefits will be reduced.

If you have a severe disability, you may, under certain conditions, retire without a reduction in benefits before reaching the standard retirement age.

Following the death of one of your parents, you may be eligible to receive an orphan’s pension from the Agricultural Pension Fund under certain conditions. Grandchildren and siblings of the deceased may also receive an orphan’s pension.

If your income or assets are not sufficient to cover your necessary living expenses, you will receive assistance with living expenses (social assistance) under certain conditions.

Have you raised one or more children? If you submit a request, you can have this taken into account when calculating your future pension.

Under certain conditions, you can be exempted from compulsory insurance with the Landwirtschaftliche Alterskasse.

Do you earn more than twelve times the annual mini-job limit outside of agriculture? If so, you can be exempted from compulsory insurance with the agricultural pension fund under certain conditions.

If you are self-employed and do not pay contributions, you may lose any pension benefits you have already accrued under the statutory pension insurance system. You can prevent this by applying to be subject to mandatory insurance.

If, according to the registration, there is a certain relationship between you and your employer or if you are a managing partner, the procedure to clarify your employment status with the clearing office is automatically initiated.

You may be eligible for medical rehabilitation through the pension insurance program if your ability to work is impaired due to illness or disability.

Are you self-employed as a business owner in a skilled trades business? If so, under certain conditions, you are required to enroll in the statutory pension insurance program.

You can receive follow-up care benefits from the pension insurance program if your attending physician at the rehabilitation facility determines, at the end of your medical rehabilitation, that you require follow-up rehabilitation care.

You can receive financial support through the basic income support receive financial support. This helps toto finance living expenses and covers the socio-cultural subsistenceminimum subsistence level.

If you would like to work despite health issues, you can receive financial assistance—for example, for assistive devices or other measures.

If you have lost your job in the mining industry, you may be eligible to receive a Miners' Compensation Benefit (KAL) under certain conditions.

Under the statutory pension insurance system, you can also make voluntary contributions—if you are not already covered by mandatory insurance.

If you want to check whether you are self-employed or employed, you can submit an application to determine your employment status.

If you have a housing savings account, you can save on taxes through the one-time taxation system.

If you are no longer able to work in your current occupation due to illness or disability, you may be eligible for a partial disability pension under certain conditions. To qualify, you must have been born before January 2, 1961.

Are you a compulsory member of a professional pension scheme? Then you can apply for exemption from compulsory insurance in the statutory pension insurance scheme.

If you live in a special form of accommodation and your income or assets are not sufficient to cover your necessary living expenses, you can receive assistance with living expenses (social assistance) under certain conditions.

If your child has a chronic illness or if your child’s health is at risk, they may be eligible for medical rehabilitation benefits from the pension insurance program.

As a surviving dependant or surviving spouse, you can apply for a settlement from the agricultural accident insurance instead of a pension in the event of remarriage.

If you work as a relative in an agricultural business, you can be exempted from compulsory insurance with the Agricultural Pension Fund under certain conditions.

To verify that the information regarding your future pension is complete and accurate, you can request a review of your insurance account from the Pension Insurance Agency.

If you file a complaint against a statutory social insurance provider with the competent supervisory authority, the authority will investigate the provider’s conduct for potential legal violations as part of its regulatory oversight and work to ensure that such violations are rectified.

If you would like to find out about the insurance periods you have already completed with the Landwirtschaftliche Alterskasse (LAK), you can request an informal insurance history at any time.

If you are employed and begin to experience initial health issues or symptoms, the German Pension Insurance offers a free training program that includes components on exercise, nutrition, and stress management. 
 

If your daughter or son dies as a result of an accident at work, a commuting accident or an occupational disease, you can receive a parental pension under certain conditions.

If your daughter or son dies as a result of a work-related accident, a commuting accident, or an occupational disease, you may be eligible to receive a survivor’s pension under certain conditions.

Is your earning capacity limited due to an accident at work, an accident on the way to work or an occupational disease? If so, you may be entitled to an agricultural accident insurance pension under certain conditions.

As a widow, widower or surviving partner in a civil partnership, you can receive a pension from the agricultural employers' liability insurance association under certain conditions.

After the death of your former partner or spouse, you can receive a pension from the statutory accident insurance.

Even if you have received a settlement in the course of remarriage, you can again receive a survivor's pension from the statutory accident insurance.

If your father or mother has died, you will receive an orphan's pension from the agricultural accident insurance fund under certain conditions.

Have you paid for the funeral of a person who died in an accident at work, a commuting accident or as a result of an occupational disease? Then agricultural accident insurance will reimburse the costs under certain conditions.

From your 27th birthday, you will receive annual pension information from your pension insurance provider if you have paid contributions for a total of at least 5 years. You can also request the pension information informally at any time.

If a member of your family has died as a result of a work-related accident, a commuting accident, or a recognized occupational disease, you may be eligible to receive a death benefit from the statutory accident insurance program.

If you are a widow, widower, or in a civil partnership with the deceased, you may be eligible to receive a pension from the statutory accident insurance program.

Following the death of your former partner or spouse as a result of an insured event, you may be eligible to receive a pension from the statutory accident insurance program.

If your parent died as a result of an insured event, you are eligible to receive an orphan’s pension from the statutory accident insurance program under certain conditions.

Did you pay for the transportation of a person covered by statutory accident insurance? If so, you can be reimbursed for those costs if the person died as a result of an insured event.

Have you paid for the repatriation of a person who died as a result of an accident at work, a commuting accident or an occupational disease? If so, you can get the costs reimbursed under certain conditions.

If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.

Are you or were you insured with the Landwirtschaftliche Alterskasse and need information about your future old-age pension entitlements and your pension start date? You can request this informally at any time.

They can apply for special measures to help the elderly in order to enable them to participate independently in life in the community and to strengthen their ability to help themselves.

Here you can find information about your rights and obligations regarding social security, including those related to pensions.

If you wish to view or use archival materials from various periods of German history at the Federal Archives, you must submit an approved application for access. 

If your spouse, registered partner, or a parent has passed away, you may be eligible for financial assistance from the statutory accident insurance program.