Retirement benefits

If you have voluntary or private health insurance, you can apply for a subsidy towards your health insurance.

Are you saving for your old age with a Riester contract? Then, under certain conditions, you will receive tax relief from the state in the form of a pension allowance.

If you are no longer able to work in your previous profession in the mining industry for health reasons, you will receive a pension for miners under certain conditions.

A serious illness may mean that you are unable to work until the normal retirement age. If you are affected, you can apply for a reduced earning capacity pension.

You will receive the normal old-age pension (standard old-age pension) on application if you meet certain requirements.

Under certain conditions, you can apply for an early retirement pension for long-term insured persons before the regular retirement age.

You can apply for an early retirement pension for spouses or life partners under certain conditions.

If you are recognized as a displaced person or ethnic German resettler, you should apply for clarification of your pension insurance account so that your insurance periods from abroad can be taken into account.

Under certain conditions, you can be exempted from compulsory insurance with the Landwirtschaftliche Alterskasse.

Do you earn more than twelve times the annual mini-job limit outside of agriculture? If so, you can be exempted from compulsory insurance with the agricultural pension fund under certain conditions.

If you are temporarily unable to use your tax-subsidized property yourself due to a work-related absence, your housing subsidy account will not be closed under certain conditions.

Are you a compulsory member of a professional pension scheme? Then you can apply for exemption from compulsory insurance in the statutory pension insurance scheme.

If you work as a relative in an agricultural business, you can be exempted from compulsory insurance with the Agricultural Pension Fund under certain conditions.

With a care directive, anyone can specify in advance who the court should appoint as a caregiver if legal care becomes necessary.

When payment of your pension plan begins, the Central Allowance Office for Pension Fund Assets (ZfA) will determine the balance of your home subsidy account, the reduction amount and, if applicable, the liquidation amount and notify the relevant tax office of these amounts.

If you have set up a power of attorney and/or a care directive, you should register it in the Central Register of Lasting Powers of Attorney of the Federal Chamber of Notaries.

If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.

You can apply for the repayment amount to be fixed after termination of the Riester contract.

To find out the current status of your housing subsidy account, you can apply to have it determined.

Are you or were you insured with the Landwirtschaftliche Alterskasse and need information about your future old-age pension entitlements and your pension start date? You can request this informally at any time.

Here you will find information about your rights and obligations in the area of social security, including in connection with pensions.

If you lodge a complaint about statutory social insurance institutions with the competent supervisory authority, it will investigate the conduct of the insurance institution for potential violations of the law as part of its legal supervision and work to rectify them.

If you give up your residential property or no longer use the tax-subsidized property yourself, your housing subsidy account will be closed and you will have to pay tax on the resulting liquidation amount.