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Care provision
Whether through an accident, a fall or an illness, people often find
themselves suddenly and unexpectedly in need of care. Here you will find information
about care provision and care allowance.
If you receive care at home from family members, friends, or other volunteer caregivers, you can apply for a care allowance from your long-term care insurance provider.
A diaper subsidy or diaper bonus is granted by some cities or municipalities to cushion increased disposal costs in households with newborns or relatives in need of care.
If you require long-term care, it may be necessary to adapt your living environment to your individual needs. You can apply to your long-term care insurance provider for financial assistance to cover necessary adaptations and renovations.
To make it easier for you to care for your loved ones at home, you can attend free care courses and training sessions through your long-term care insurance provider.
If you are cared for at home by family members, you can combine the long-term care allowance with outpatient long-term care benefits (combined benefit).
If your family members or friends are unable to provide you with round-the-clock care at home, you are entitled to additional day and night care at a long-term care facility. Upon request, your long-term care insurance provider will cover a portion of the costs.
You can receive benefits for farm and household assistance (BHH) from the Agricultural Health Insurance Fund (LKK) if you are unable to work due to illness, hospitalization, a preventive care or rehabilitation program provided by the LKK, or due to pregnancy and maternity leave.
If you are no longer able to live independently at home due to your need for care and are not receiving in-home care, you will need to receive care in a nursing home. Your long-term care insurance will cover a portion of the costs upon request.
People suffering from a serious, incurable, and advanced illness who have a limited life expectancy may, under certain conditions, receive outpatient or inpatient hospice care.
If your private caregiver is unable to provide care due to vacation or illness, your long-term care insurance provider will cover the costs of a substitute caregiver in certain cases.
If you leave the insurance plan, you can remain covered under the statutory long-term care insurance (also known as social long-term care insurance) upon request.
If there is an urgent care situation in your family, you can take up to 10 workdays off and receive a care support allowance. In certain cases, you are entitled to subsidies for health and long-term care insurance for a care period of up to 6 months.
If you are in need of care (at least care level 2) and cannot be cared for at home temporarily, you have the option of receiving short-term care in a full-time residential care facility.
If you require long-term care as a result of a work-related accident, a commuting accident, or an occupational disease, you may be eligible to receive a long-term care allowance and other benefits from the statutory accident insurance program.
You are entitled to an interest-free loan for the time you are caring for close relatives.
The loan:
is intended to help cushion the loss of earnings that you suffer as a...
If you have a recognized work-related accident or occupational disease, you can submit a claim for reimbursement of related travel and transportation expenses.